Fingerhut Bill Pay: A Guide to Making Payments Online, by Phone, or by Mail

Introduction

At Fingerhut, we understand the importance of making timely payments on your WebBank/Fingerhut Credit Account. That’s why we offer you various ways to pay your bills, whether it’s online, by phone, or by mail. In this guide, we’ll explore the different methods you can use to make payments, how to change your payment due date, and what happens if you pay your bill late. Let’s get started!

Online Payments

Making payments online is perhaps the most convenient method. To make an online payment, follow these steps:

1. Sign in to your Fingerhut account on the website.
2. Click on “My Account” at the top of the page.
3. Select “Make a Payment” from the menu on the left side of the page.
4. Choose whether you want to make a one-time payment or set up recurring payments.
5. Enter your payment information, including the amount you want to pay and your payment method (checking/savings account, Visa, MasterCard, or American Express).
6. Review your payment details and submit your payment.

Automated Phone System

If you prefer to make payments over the phone, you can use Fingerhut’s automated phone system. Here’s how:

1. Call 1-800-964-1975 to access the automated system.
2. Follow the prompts to enter your 16-digit account number and make a payment.
3. Choose the payment method you want to use (checking/savings, credit, or debit card).
4. Enter the amount you want to pay and confirm your payment.

Mail

If you prefer to pay by mail, you can send a check or money order to the appropriate address based on the type of credit account you have:

• Fingerhut Fetti Credit Accounts: PO Box 70792, Philadelphia, PA 19176-0792
• Fingerhut Advantage Credit Accounts: PO Box 70281, Philadelphia, PA 19176-0281
• Fingerhut FreshStart Account Credit Accounts: PO Box 70283, Philadelphia, PA 19176-0283

Make sure to include your account number on the check or money order, and allow at least 5-7 business days for the payment to reach your account.

Changing Your Payment Due Date

Fingerhut understands that sometimes, due dates may not work for you. That’s why they offer the option to change your payment due date. To do so, follow these steps:

1. Contact Fingerhut’s Customer Service department via email by clicking here.
2. Provide your account number and a brief explanation of why you need to change your due date.
3. Wait for a response from Fingerhut’s Customer Service team with a new due date.

Please note that Fingerhut may not be able to accommodate all requests, and you should only make payments on the original due date until you receive confirmation of a changed due date.

Late Fees and Penalties

It’s essential to make timely payments to avoid late fees and penalties. If you miss a payment or make a late payment, you may incur a late fee. The late fee will be added to your account and reflected on your statement.

However, if you’re a Fingerhut FreshStart customer and you pay your low monthly payments in full and on time, you may be eligible for a revolving WebBank/Fingerhut Credit Account with a higher credit limit and no down payments.

Payment Processing Time

After making a payment, it may take 1-2 business days for the payment to show up on your account. Please note that your payment may not be reflected on your account immediately, but it will be processed and