My Account | Pennymac

Manage Your Mortgage Payments with Ease

At Pennymac, we understand the importance of managing your mortgage payments effectively. That’s why we offer a variety of quick, easy, and secure payment options to suit your needs. With Pennymac’s online account management system, you can make payments, view statements, and access your loan information anytime, anywhere.

Automatic Monthly Payments

Pennymac AutoPay is a convenient, economical, and efficient way to make your monthly mortgage payment. With AutoPay, your payments are automatically deducted every month on the date you choose. To sign up for this service, simply log in to your Pennymac account, choose “Make a Payment” followed by “Automatic Payments,” and follow the quick and easy three-step process to enroll. You will need your bank account and routing number to sign up for this service.

One-Time Payment

If you prefer to make a one-time payment, you can do so using our convenient “One-Time Payment” option. From your computer, tablet, or smartphone, simply log in to your Pennymac account, choose “Make a Payment” followed by “One-Time Payment,” and follow the easy two-step process to make your payment using your bank account or debit card.

Pay by Mail

If you prefer to pay by mail, please include your loan number when mailing your payment. If your loan was recently transferred to Pennymac and you haven’t yet received a Pennymac payment coupon, send your payment to the appropriate address below:

Standard Payment Address:
PennyMac Loan Services, LLC
PO Box 30597
Los Angeles, CA 90030-0597

Overnight Payment Address:
PennyMac Loan Services
Attn: Lockbox Operations
POB 30597
20500 Belshaw Ave.
Carson, CA 90746

Pay by Phone

You can also use our automated phone system to make a one-time payment directly from your checking or savings account. Simply call us at (800) 777-4001 and follow the prompts to make your payment. You can also speak with one of our Customer Service Representatives if you have any questions or concerns.

Western Union Quick Collect

If you prefer to use Western Union, you can find the nearest Western Union location and use their services to make your payment. Simply bring your loan number to the service counter to complete your payment.

Impacted by a Natural Disaster?

If a natural disaster, accident, or other event has damaged your home or created a financial hardship, we are here to help. Please contact us at (866) 549-3583 to discuss your options.

Go Paperless

Managing your mortgage just got easier with Pennymac’s paperless option. With 24/7 access to everything online, you can view your statements, make payments, and access your loan information anytime, anywhere. To enroll in paperless, simply log in to your Pennymac account, select “Account Settings,” then “Paperless Preferences,” and “Online Only.”

Resources

For more information on Pennymac’s payment options, please visit our website at www.pennymac.com/my-account/making-payments. You can also contact us at (866) 549-3583 for assistance.

Disclaimer

Pennymac does not charge fees for a modification or other loss mitigation plans when you are facing a delinquency. Pennymac does not accept payments from Money Gram. Funds are always payable to Pennymac and not to an individual. Pennymac will work with you to ensure every option possible is explored to retain home ownership. No fees. No strings.

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