Amica Bill Pay: A Comprehensive Guide

As an Amica customer, paying your bills on time is essential to ensure that your policies remain active and that you can enjoy the benefits of being insured. In this guide, we will take a closer look at the different ways you can pay your Amica bills, the fees associated with each payment method, and what you need to do if you miss a payment.

Payment Methods

Amica offers several payment methods for its customers, including online payments, phone payments, and installment plans.

Online Payments

You can pay your Amica bills online through the company’s website. To do this, follow these steps:

1. Log in to your Amica account using your username and password.
2. Click on the “Billing and Payment” option on the dashboard.
3. Select the policy for which you want to make a payment.
4. Choose your preferred payment method (check, money order, electronic funds transfer (EFT), or credit/debit card).
5. Enter your payment information and confirm the payment.

Phone Payments

If you prefer to make a payment over the phone, you can call Amica’s customer service hotline at 866-688-6247. This service is available Monday through Friday, between 8 a.m. and 5 p.m. EFT and credit/debit card payments are accepted over the phone, and no additional fees apply.

Installment Plans

Amica offers a 10-month billing cycle, which includes the deposit, as required by MAIP rules. You can choose to pay your premiums in installments, which can help you budget your payments better. However, a $6 service fee is charged for every installment after the first bill, and a $25 non-refundable cancellation fee will be assessed if the policy falls into cancellation status.

Fees

There are fees associated with some payment methods, which are outlined below:

• $6 service fee for every installment after the first bill (policies effective prior to 08/01/2015).
• $8 service fee for every installment after the first bill (policies effective 08/01/2015 and later).
• $25 return item fee for each payment that is returned as unpayable from the bank for any reason. This fee will be added to the minimum amount due of the next installment.
• $25 non-refundable cancellation fee will be assessed any time the policy falls into cancellation status. This fee will be added to the minimum amount due of the next installment.
• No additional fee for payments made over the phone or online.

Missed Payments

If you miss a payment, you will receive a cancellation notice, which will indicate the date of cancellation. Payments for cancellation installments will be accepted no later than 5 p.m. on the date of cancellation indicated on the notice. If the cancellation payment is not made to Amica or the agent by this time, the policy is canceled. Amica does not reinstate policies after the cancellation date.

Conclusion

In conclusion, Amica offers various payment methods for its customers, including online payments, phone payments, and installment plans. There are fees associated with some payment methods, and missed payments can result in cancellation of the policy. It is essential to keep track of your payments and due dates to ensure that your policies remain active. If you have any questions or concerns about paying your Amica bill, you can contact their customer service hotline at 866-688-6247.